Help Center
Explore our frequently asked questions to find answers regarding group health plans, Marketplace enrollment, and Medicare options.
As a small business owner, am I required to offer group health insurance?
While not always required, offering group coverage is a great way to attract top talent and provide valuable benefits. Spink & Associates makes it easy—reach out to sign up for a plan tailored to your team today!
What types of group plans are available, and how do I choose one?
Choose from PPO, HMO, or HDHP options that fit your budget and employees' needs. Spink & Associates compares carriers and helps you enroll in the best coverage—contact us to get started now!
As a small business owner, why should I consider offering group health insurance?
It boosts employee satisfaction, retention, and can unlock tax advantages. Let Spink & Associates guide you to affordable, reliable group plans—reach out today to sign up and protect your team!
What is the Health Insurance Marketplace and who qualifies?
The Marketplace offers affordable ACA plans with potential subsidies. Most qualify—Spink & Associates helps you enroll quickly and find the right fit. Contact us to sign up and save!
How do I choose the best Marketplace plan for me?
Balance low premiums with strong protection for major events. Spink & Associates provides expert guidance to pick your ideal plan—reach out now to enroll and gain peace of mind!
When can I enroll in a Marketplace plan?
Enroll during open enrollment or special periods. Spink & Associates tracks deadlines and makes signing up simple—contact us today to secure your coverage!
What are the main parts of Medicare?
Parts A, B, D, and Advantage plans cover hospital, doctor, drugs, and extras. Spink & Associates helps you choose and enroll—reach out to sign up for the best protection!
How much does Medicare cost, and can I lower premiums?
Costs vary, but options like low-premium plans and assistance cut expenses. Spink & Associates finds affordable, reliable coverage—contact us to enroll and keep more in your pocket!
Should I pick Original Medicare or Medicare Advantage?
Both have benefits—Original for flexibility, Advantage for extras and caps. Spink & Associates compares and enrolls you in the right one—reach out today to sign up!